The Economic Climate
How do You Fit into the Present Day Economic Climate?
The realities of the present day turbulent economy have forced all of us to make difficult decisions and compromises on our wants and needs. Our incomes are limited and our wants are unlimited, accompanied with double digit inflation and unstoppable devaluation of home currency is a deplorable situation. Depleting economies cause for worry for everyone and there sees no immediate remedy to correct the eminent damages caused by unrelenting bear instincts in the world economies without any exception on whether large or small, developed or developing, poor or rich and strong or weak.
How can you protect yourself?
Like most people, you probably want the job security and feel better when you have it. After all, having a steady paycheck and the promise of income in the future makes it a whole lot easier to sleep at night. Unfortunately, reliable, long-term employment is fast becoming a thing of the past. Job security, something most of us take for granted, is on the decline. As the job markets have continued to shift, more and more people are finding the security they once enjoyed slipping away. The truth is even job seniority won’t protect you, or anyone else, from pay cuts. Seniority, in fact, can actually work against you. The present day is the time for voluntary retirements or more dearly named the golden handshake. Older workers simply tend to earn more and companies are finding more creative ways to remove these costly employees from their payrolls. Retirement – chosen by the employee or otherwise – is the kindest way of ridding older workers from the payroll, but companies don’t always wait for the golden day. Some are simply closing offices or operations and lay-off older workers along with everyone else.
Thinking about these uncertainties is not enjoyable, but it is necessary. Deep down you know you must have a plan for maintaining your income down the road if your job ceases to exist. Planning on finding a comparable job that will carry you forward until you retire just isn’t realistic thinking any longer.
Top paying manufacturing jobs that used to be the foundation of well-paid, secure employment in the industrial world are fast disappearing. The news tells the story in black and white. Layoffs at Ford, General Motors and other major manufacturers dominate the headlines. Ford, in particular, tells a disturbing tale. This company’s founder, Henry Ford, once went out of his way to make sure workers earned enough to care for themselves, their families and even to buy the products they made. Fast forward to today and Ford has announced it will close 14 North American factories. It has already begun the process of shedding some 30,000 jobs. These positions include both blue and white collar workers.
Even the once admired and strong American economy has lost its sheen between the years 2000 and 2003. America lost nearly 3 million manufacturing jobs, according to the Economic Policy Institute. A slowing of this trend seems to be nowhere in sight.
You should also be wary of getting a protected union job. As the manufacturing sector declines, so does membership in unions. In 1945, nearly one-third of all working Americans were union members. By 2005, the Bureau of Labor Statistics reported that only 12.5% of salary and wage earners belonged to unions. These organizations that once commanded protected jobs and high wages are becoming a thing of the past right along with the factories that once supported their workers.
To top everything off, there is “offshore outsourcing,” which can ship your job to someone in another country who will earn 15% of what you do. Outsourcing is not just a phenomenon of the manufacturing industry either. It can happen just as easily to office workers, software developers and other white collar employees. Outsourcing can be losing for one country; it can be a gain for another to where work is outsourced.
So, why does this happen?
Cost is the single greatest motivating factor behind employers scaling back. The reality is companies are in business to make money. Unfortunately, highly paid, full-time American employees do not come cheap. This is why many corporations look for ways to use low-cost workers in other countries or non-union employees here. Add to this the fact that large employers tend to be international companies and the ability to shuffle jobs to different countries becomes easier.
All of these, no doubt, have you asking: “What can I do to ensure my financial security?”
As the above illustrations show, the job market today is just not the same as it was in the past. To enjoy financial security, you have to take charge of your own future and start making your own income. If you are your own boss, you cannot be laid off and your hours cannot be cut. There is an effective and exciting home business opportunity that will provide you a way to create your own safety net from the ground up.
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It is tempting and all too easy to keep your eggs in a single basket. It would be nice to think your job will last or that you could easily replace it. After all, you are still hearing about new jobs and job growth. These jobs, however, are not the same as those being lost. New jobs fall into a single category – the service industry. This means you’d have to work in sectors like customer service or retail. Service industry jobs are notorious for sporadic hours and lower pay than manufacturing positions.
This future is not secure. Those supposed secure jobs are from a bygone era when people could bank on their company being around to take care of them. This is not today’s reality. With this in mind, you must start looking out for yourself; no one else will.
The first step toward enjoying a financially secure future starts with you. Taking that step involves the gathering of information about how you can start your own home-based business.
The present day economies are hard on workers, but they do love business!
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